This Mortgage Tip is brought to you by: the Jefferson Lewis Board of REALTORS®, Northern Credit Union and Weichert REALTORS®, Thousand Islands Realty. Although the Fall has just begun, it is time to make some plans to help make your winter better. Hi, I am Lance Evans from the Jefferson-Lewis Board of REALTORS®  In a few months, or less, it will snow. This would be a good time to check your options and tools. If you would like to get your driveway plowed, you will want to contact a contractor now and not when your car is buried in the driveway. It would also be a good idea to check out your snowblower (or buy one), make sure your shovel is ready, and make sure you have ice melt. All of these things will help you to Dream It, Live It, Own It in Northern New York. This Mortgage Tip is brought to you by Northern Credit Union and Weichert, Thousand Islands Realty. If you are building, buying or refinancing, Northern will get you the lowest mortgage rate GUARANTED. If you are thinking of buying or selling, let Weichert, Thousand Islands Realty put their experience to work for you.