This Mortgage Tip is brought to you by: Jefferson Lewis Board of Realtors, Northern Credit Union, and Personalized Real Estate Solutions.In December 2019, the New York State Real Estate Board and Governor Cuomo announced new regulations to help combat housing discrimination. What does this mean for real estate professionals and the buying public? Hi, I am Lance Evans from the Jefferson-Lewis Board of REALTORS®. Starting on June 20, real estate professionals will be required to provide sellers, buyers, landlords, and prospective tenants a fair housing disclosure for them to sign. The New York State provided form explains fair housing laws, ways the laws could be violated, and how a consumer can file a complaint. Stopping discrimination will help everyone to Dream It, Live It, Own It in Northern New York. Brought to you by Northern Credit Union. Have you considered refinancing your mortgage? Now is the best time to refi your home to lower your interest, shorten your term, or lower your payments. Call315.777.8910 or visit www.mynorthern.com to learn more.