This Mortgage Tip is brought to you by: the Jefferson Lewis Board of REALTORS®, North Star Real Estate and Property Management, and Northern Credit Union.Hi, I am Lance Evans from the Jefferson-Lewis Board of REALTORS®. I have spent several weeks talking about costs associated with buying a home. So how much do you need? It depends on the home you buy, the shape it is in, your moving costs, and improvements you may want to make to the inside and outside. You should consult your financial advisor or mortgage professional as well as your REALTOR®. These professionals want to help you to Dream It, Live It, Own It in Northern New York. This Mortgage Tip of the week is brought to you by the Jefferson-Lewis Board of REALTORS®, North Star Real Estate and Property Management, State Street Watertown and Northern Credit Union, home of the area’s best No Closing Cost Mortgage rates guaranteed. Get $100 at closing when you apply on line at mynorthern.com. Listen each week for another Mortgage Tip right here.