Mortgage Tip of the Week

This Mortgage Tip is brought to you by: Jefferson Lewis Board of Realtors and Northern Credit Union.  

Hi, I am Lance Evans the Executive Officer of the Jefferson-Lewis Board of REALTORS.  The past few weeks, I have been talking about APR or Annual Percentage Rate.  During that time, I have told you what goes into the APR calculations and what does not.  One other item that is not figured into the APR, is the length of time you are planning to keep a mortgage.  Most keep a mortgage 5-7 years before selling or refinancing.  So when you look at your mortgage options, be sure to pay attention to your total costs at various intervals rather than focusing entirely on the APR which is only one measurement of your loan’s cost.  Knowledge will help you Dream It, Live It, Own It in Northern New York.  This Mortgage Tip of the week brought to you by Northern Credit Union. Home of the lowest mortgage rates guaranteed.  Get $100 at closing when you apply on line at mynorthern.com. Listen each week for another Mortgage Tip right here.

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